Comments for Financial Freedom

Comment on 999 For All Emergencies (Malaysia) by TOM KS

TOM KS — Wed, 28 Nov 2007 12:55:27 +0000

It was known that 994 has already invested more than RM10 million into a Call Center system that covers 25 Call Center sites and are linked to over 250 sub-balai. This current system are able to provide voice recording as well as detailed statistic of each call and have been operating succesfully for the last 4 years. Why is that the current system costing so much has to be replaced by a new 999 system at Fire Department level? Wouldn’t it be more cost effective to do an integration between the current 994 system with the new 999 system? If the 999 system are to replace the current 994 system, then aren’t the 994 system becomes white elephant? Why tax payers have to pay for redundant new system? Integration of these both systems will save tons of tax payers monies…

Comment on Credit Card Companies’ Evil Tricks by Paul

Paul — Sat, 03 Nov 2007 00:05:30 +0000

Always read the fine print on credit card contracts. Sometimes they send notices in the mail of policy changes, I try to read those too. If however the card company is breaking the rules then it needs to be reported.

Comment on Investing 101: Buy Your First Stock Or Fund by kkchow23

kkchow23 — Tue, 23 Oct 2007 04:16:39 +0000

As far as I know, the minimum brokerage rate as of June 9, 2003 is as follows:

Retail trades valued above RM100,000 = 0.3% of contract value
Retail trades valued below Rm100,000 = 0.6% of contract value
Online retail trades (online trade) = up to 30% discount of minimum rate
Same day buy and sell trades = 0.15% of contract value

There is a minimum charge of RM12 per counter for investors buying low volume.

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Clearing fee is computed at 0.04% of the contract value. There is no minimum fee here.

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Stamp duty is calculated based on every RM1000 range, with a maximum of RM200.

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Total Commission & Fees = Brokerage Fee + Clearing Fee + Stamp Duty

Comment on 999 For All Emergencies (Malaysia) by kkchow23

kkchow23 — Tue, 23 Oct 2007 04:06:18 +0000

The centers doesn’t change, just that it’ll be centralized to make things more efficient.

Comment on Investing 101: Buy Your First Stock Or Fund by Cindy White

Cindy White — Mon, 22 Oct 2007 21:54:59 +0000

A friend of mine is interested in opening up an individual brokerage account. I am not clear on all questions to ask before proceeding forward. Please advise me on how to better make a more informed decision.

Advantages:
Disadvantages:
Fees:
plus any other information you may have on brokerage accounts…
Thanks,
Cindy

Comment on 999 For All Emergencies (Malaysia) by Michael

Michael — Fri, 19 Oct 2007 05:05:05 +0000

Where are the other centers located?

Comment on Be A Unit Trust Consultant by kkchow23

kkchow23 — Thu, 27 Sep 2007 08:19:17 +0000

If your really interested, probably we can make arrangement to meet up to discuss more regarding this matter.

Comment on Be A Unit Trust Consultant by Sam Lee

Sam Lee — Sun, 23 Sep 2007 14:40:17 +0000

Hi,

I am interesting to be UTC but no idea where should i start.
Could you please advise on this?
Thank you!

Comment on The Best Financial Advice Ever by kkchow23

kkchow23 — Tue, 28 Aug 2007 08:32:30 +0000

sometimes we can’t be too choosy, and should be satisfy with what we have.. this is not saying that we shouldn’t improve ourself and aim for better, always remember what we can afford and what’s beyond at the current state..

Comment on The Best Financial Advice Ever by Nana

Nana — Tue, 28 Aug 2007 07:53:27 +0000

“Know the difference between needs and wants.” ..ahh this is the hardest part! even “wants” will become “needs” huhu..